AECI Benefits Open Enrollment

Benefits Open Enrollment Period Oct. 28-Nov. 11 

 The Benefits Open Enrollment period allows employees to add new coverage, drop existing coverage or change coverage options effective on Jan. 1, 2027.   

 IMPORTANT: HDHP PARTICIPANTS — ACTION REQUIRED 
If you are enrolled in the High-Deductible Health Plan (HDHP), you must actively reelect your Health Savings Account (HSA) contribution for 2027, even if you do not want to make any changes.  

 For all other benefits, no action is required if you are satisfied with your current coverage. Your existing elections will automatically roll over for 2027.  

 What’s New & What to Know for 2027  

 While there are no changes to our medical, dental, vision or other benefit plan designs for 2027, there are a few important updates and reminders to know before Open Enrollment.  

HSA Elections Require Active Enrollment  

For 2027, HSA contributions will require active enrollment.  

If you are enrolled in the HDHP, you must actively reelect your HSA contribution for 2027 — even if you want to keep the same contribution amount.  

Your other benefit elections will automatically carry over if you do not make changes.  

No HSA election = No 2027 HSA contribution.  

Open Enrollment is Moving to Benefitplace  

For 2027, you will complete Open Enrollment through Benefitplace, either through the mobile app or website. Benefitplace gives you convenient access to your benefits information all year long — not just during Open Enrollment.  

With Benefitplace, you can:  

• Complete your Open Enrollment elections  

• View your benefit plans and costs  

• Make benefit changes following a qualifying life event  

• Manage your HSA and 401(k) elections  

• Manage your beneficiaries  

• Access important benefit resources and documents  

• Receive important benefits communications and reminders  

Even if you don’t need to make any changes during Open Enrollment, we encourage you to download the Benefitplace app and update your communication preferences. Employees who download the app and opt in to text alerts will be eligible for prize drawings!  

Stay Connected with Text Alerts  

Make sure your communication preferences in Benefitplace are up to date and opt in to receive important benefits information by text.  

How to update your communication preferences:  

1. Log in to Benefitplace through the mobile app or website.  

1. Select Profile.  

1. Select Communication Preferences.  

1. Select Edit.  

1. Check the boxes next to your cellphone number, work email, and personal email.  

1. Select Save.  

After you select your cellphone number, you will receive a text message asking you to confirm your enrollment.  

Reply “YES” to begin receiving important benefits updates by text.  

Don’t miss important reminders and benefits communications — make sure your cellphone number and email addresses are selected in your Communication Preferences.  

To access Benefitplace app use the instructions below:  

Dental Network Change 

More In-Network Dentists. More Opportunities to Save. 

Beginning Jan. 1, 2027, the NRECA Dental Plan will transition to the UnitedHealthcare Dental Network as its dental PPO network. 

This change is designed to significantly expand access to in-network dentists, with more than 125,000 dental providers nationwide, while helping reduce out-of-pocket costs. 

What You Need to Know 

• No disruption in coverage: You can continue seeing your current dentist. 

• Expanded network: The UnitedHealthcare Dental Network provides access to more than 125,000 dental providers nationwide. 

• Potential savings: Using an in-network dentist provides the highest available discount. If you already use an in-network dentist, you may see additional savings. 

• Find a Dentist: Continue using the Find a Dentist tool on the Employee Benefits website or NRECA Benefits mobile app to locate in-network providers through the UnitedHealthcare Dental Network. 

• New ID cards: You will receive a new ID card with updated dental contact information and the UnitedHealthcare Dental Network logo. 

Medical, Dental & Vision Premiums  

Medical and dental premiums will increase for 2027. There are no changes to the medical or dental plan designs or features.  

Please review the 2027 benefit rates to see how these changes may affect your paycheck.  

A Reminder About Teladoc  

Teladoc continues to provide valuable virtual care services to participants in both the PPO and HDHP plans, including primary care, mental health and dermatology services at no cost.  

Be sure to take advantage of this convenient benefit when you need care.  

FSA Reminder — Action Required  

If you currently participate in a Health Care or Dependent Care Flexible Spending Account (FSA) and want to continue your FSA for 2027, you must take both of the following steps during Open Enrollment:  

1. Make your 2027 FSA election in Benefitplace. 
   Log in to Benefitplace and select the FSA coverage and contribution amount you want for 2027. 
2. Complete a new FSA election form. 
   A new election form must be completed for 2027. 

Important: FSA elections do not automatically carry over from 2026. If you do not complete both steps, you will not be enrolled in the FSA for 2027.  

This also applies if you are currently enrolled and want to keep the same FSA election and contribution amount for 2027.  

Required Notices

• New Health Insurance Marketplace Coverage Options and Your Health Coverage (PDF)   

• Women’s Health and Cancer Rights Act of 1998 Annual Notice (PDF)   

• Premium Assistance Under Medicaid and the Children’s Health Insurance Program (CHIP) (DOC) 

• Summary of Benefits and Coverage – PPO Plan (PDF)   

• Summary of Benefits and Coverage – High Deductible Health Plan (PDF)